The First Home Owner Grant (FHOG) provides financial assistance to eligible people buying their first new or substantially renovated home.
FHOG payments are not available for applicants who enter into a transaction with a commencement date on or after 1 July 2019.
If you are building a home, to be entitled to the FHOG payment the commencement date for your transaction must be on or before 30 June 2019.
The commencement date of a transaction is the date you sign and exchange the contract (not the settlement date). If you’re building a home, the commencement date is the day the foundations start being laid.
The FHOG has been replaced by the new Home Buyer Concession Scheme.
To be eligible for the FHOG:
For further information on eligibility requirements please visit Revenue Circular GEN011.2 Principal place of residence.
Applicants and their partners are not eligible for the FHOG if:
An applicant who received a grant and later paid it back may be entitled to apply for an additional grant, depending on the circumstances.
Find out if you're eligibleIs this the first time each applicant and/or their partner will receive a grant under the First Home Owner Grant Act 2000 anywhere in Australia?
exit / clearAll concessions and exemption applications at the ACT Revenue Office are self-assessed. You are obligated to ensure that all the eligibility criteria have been met (or will be met) before applying for any concession or exemption code in the Buyer Verification Declaration.
You should undertake your own inquiries into the eligibility requirements. This may include obtaining information from this website, legislation, or independent professional advice.
The FHOG changed over the years having different grant amounts, residency requirements and application forms depending on the commencement date of your eligible transaction (see Table 1 below).
1 January 2017 to 30 June 2019
1 January 2016 to 31 December 2016
1 September 2013 to 31 December 2015
From 1 September 2013 to 30 June 2019, the FHOG applied only to new or substantially renovated homes.
A new or substantially renovated home means:
Deferred duty is available for established homes in some circumstances.
Substantial renovations must be renovations that impact the building as a whole, meaning that all, or substantially all, of the previous building has been removed or replaced.
Substantial renovations do not include:
You can lodge your FHOG application in two ways: through an approved agent or directly to the ACT Revenue Office.
You must lodge your application within one year from the completion date of the eligible transaction. This means the settlement date or the date of issue of the Certificate of Occupancy and Use.
Owner-builders can only lodge their application within this one-year period if the home has been completed.
When you apply for the FHOG, you need to make sure the information on your application is true and correct. It’s an offence for you to make a false or misleading statement when applying for the grant.
If you’re unsure about any of your obligations or the information required in the application, contact us so we can help.
An approved agent is a financial organisation approved by us to accept and process applications for the grant before completion of the eligible transaction.
You must use an approved agent for payment to be available at settlement or first draw down/progress payment.
If you apply through an approved agent, the agent can lodge the application any time between the transaction’s commencement date (exchange of the contract) and the completion date.
Please contact the agent for a status update on your application.
We only accept direct applications after completion of the transaction. The FHOG application is made by SmartForm .
Please submit complete applications with all the necessary supporting documents; incomplete applications delay processing time.
If we approve your FHOG application:
We review applications and conduct ongoing investigations to make sure that all applicants comply with the conditions. We generally conduct these investigations after we’ve paid the grant.
If, at any time, you do not meet the FHOG eligibility requirements, you must, by law, notify the Commissioner for ACT Revenue in writing and repay the grant within 14 days of becoming aware of your ineligibility.
If you have any concerns about your FHOG eligibility, including residency, please contact us as early as possible.